Attention homeowners in Holdenville and Hughes County: Need an appraisal?
The top seven reasons Oklahoma homeowners call on Ingram Appraisals:
At Ingram Appraisals, we understand the individual needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. Being a regular homeowner that most likely doesn't see an appraisal on a regular basis, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at Ingram Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in a region that is declining. This only means you are paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Ingram Appraisals is your perfect weapon.
Appraisals to remove PMIA popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping clients just like you dismiss unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?If your property is near a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. Ingram Appraisals can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? An appraiser from Ingram Appraisals can go out and check the subject and comparables in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Ingram Appraisals can help you with that. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your house.